Refinance rates today
WHAT CAN YOU DO TO IMPROVE YOUR CHANCES? Start planning well in advance to prepare for home ownership. Try to maintain your time in job for a minimum of two years before applying for home loan qualification. Request copies of your credit reports from all three major credit bureaus and review them carefully. Be sure to correct any erroneous information as soon as possible. Reduce your level of debt as much as you can before attempting to qualify for a home loan.