Bad credit credit cards, reviewing the basics
These fees are a sign that the card was designed to gouge people whose credit rating is so poor that they can't get a card anywhere else. They should not appear on any legitimate student credit card agreement. If you see them, don't waste time asking the company to waive the fees. Toss the application. *Is there a charge for paying your bill by phone? Most credit card issuers have a number you can call to pay your bill either routinely, or as a panic measure when there's no time to mail in a check before the deadline.